Business Services

We welcome the opportunity to

• Update your plan document to reflect recent law changes
• Discuss the advantages of “open-architecture” investment choices
• Help implement an investment committee made up of key employees
• Create an investment policy statement
• Educate employees on the choice between Roth 401(k) and Traditional 401(k)
• Provide retirement plan cost analysis, evaluating fees for both employees and employer
• Offer alternative deferral choices for highly compensated employees
• Reduce testing and administration costs by changing plan design (safe harbor plan)
• Offer solutions to bundled vs. unbundled administration
• Provide educational workshops for employees

Pension plan analysis

We work closely with pension plan holders to apply the same verifiable, proven principles as we do with every other strategy: how can we help build our client’s personal wealth, minimise their personal risk, and maintain their personal lifestyle?

We begin by analysing:

• The overall cost of the plan, by examining each charge applied to your pension
• The range of different investment funds available
• Whether it would be beneficial, long- and short-term, to transfer the pension to an alternative plan
• How costs associated with your current plan compare to alternatives available
• What tomorrow looks like today, and how we can improve upon it