Our approach
The Financial Architecture Experience™
As a result of the work we do, our clients are empowered with a lifelong framework for making the most efficient and effective financial decisions. Our goal is to help them achieve maximum results while minimizing risks.
Discovery
Steps 1–2
Where you actually are — on paper, not from memory.
Modeling
Steps 3–5
Your economic life in one model, measured against the ideal.
Implementation
Steps 6–7
The highest-value path, executed and documented.
Lifetime Coordination
Step 8
The review schedule that keeps the model true.
Step by step
Eight steps. Seven of them finish.
Use the rail to move through the process. Each step says plainly what happens and what you leave with — because a process you cannot follow is indistinguishable from a sales cycle.
You meet a Financial Architect™ — and the vocabulary
The first conversations are interactive and deliberately unhurried. They are designed to identify your current financial condition across three spectrums — protection, savings assets, and growth assets.
In this introduction to The Financial Architecture Experience™, the economic concepts and principles are introduced up front, so that every later meeting is a conversation between people who share the same vocabulary. Nothing is sold at this stage. Nothing needs to be decided.
What you walk away with
A shared language for the decisions ahead, and an honest first read of where you stand.
Dangers, Opportunities and Strengths — on paper
A confidential financial questionnaire is completed, and any supporting documents needed are identified and collected.
Alongside the numbers, we review Dangers, Opportunities and Strengths, so that the strategy that follows is genuinely client-centric — both efficient and effective. This initial discovery phase is complete once full and accurate information is organised and provided to Financial Architects.
What you walk away with
One organised, accurate picture of your financial life — often the first time it has existed in one place.
Your entire economic life, in one model
The economic model is introduced, and participants see — many times for the first time — their entire economic life presented in one clear and organised model.
A tutorial walks through the structure and makeup of its components, and how your data is represented throughout the process. The model is not a sales tool. It is the thing every later decision is measured against.
What you walk away with
A single model of your economic life you can actually read.
Your model, next to the ideal model
Typically one of the most engaging sessions of the entire process: your model is compared with the ideal model.
Self-discovery begins here. You are guided through the economic rules of wealth building, and learn the characteristics of the ideal model across the three phases of life — accumulation, distribution (retirement), and estate transfer.
What you walk away with
A clear view of the gap between where you are and where the model says you could be.
Naming the gaps, and the steps that close them
Your Financial Architect™ works closely with you to identify the gaps between your model and the ideal model, and to provide guidance on the action steps that make progress toward your maximum financial potential.
This is where the work stops being theoretical.
What you walk away with
A prioritised list of action steps, in your own model’s terms.
Pursuing the highest-value path
The outcome of this phase of design is to pursue the highest value path toward maximum efficiency and financial potential.
The economic concepts and principles introduced at the very beginning are what drive the design here. Cash flows are automated to the greatest degree possible.
What you walk away with
New money flows, maximum protection, reduced risk, and substantially higher reliability of financial success.
What changed, measured against where you started
There is a complete review of where the process started, what improvements were made, and what progress toward the ideal model was accomplished in the first phase of engagement.
All action steps are completed and documented — which is what makes the next step possible.
What you walk away with
A documented record of the distance travelled, not an opinion about it.
The part that never ends
Now that the working financial strategy has achieved an initial level of efficiency, the ongoing check-in and monitoring of the strategy begins — what we call Lifetime Coordination.
This is an individualised schedule of reviews to maintain the efficient financial model that was the focus from the beginning. The Financial Architecture Experience™ is a lifelong framework for making the most efficient financial decisions, and this stage is what allows the planning team to keep that commitment.
What you walk away with
An individualised review schedule — the difference between a plan and a relationship.
Why it is built this way
Verification over opinion.
Asset management tools, products, techniques and methods may change or come and go over time, but principles never do.
Financial Architecture specifies that a framework is leveraged to allow for the most efficient financial decisions to be made over a lifetime. That framework is what you are looking at: it exists so that a decision made in step six can be traced back to a principle introduced in step one, and checked again in step eight.
Alongside the framework
Two programmes that sit next to the eight steps.
Personal Empowerment
TruView Personal, a structured discovery process offered with Empowering Futures, designed to uncover the deeper human drivers behind your goals, decisions and patterns.
About TruView Personal
Freedom-First Pathway
For business owners whose advisors are each excellent, but where nobody is accountable for making the legal, financial, tax and business strategy agree with one another.
About FFPNext step
Start with a conversation, not a commitment.
A Discovery Call is 30 minutes with a Lead Financial Architect. No preparation required, and no obligation to move forward.